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  • pmpforgc
    02-19 07:29 AM
    Hi

    While waiting for GC ( which may take several more yrs !!!) I want to go for Life Insurance, Since I am at age of about 40 its need to be done, though I have enough of that in India, not in US. In that regards I just started evaluating different options. Plesase share your comments and experiences during search of Life Insurance.


    (1) which is better to go for term life or whole life

    (2) I started contacting agents (mainly desi) and they recommend Whole life ( if you can afford premium). They tell that it is ultimately result in Saving, Dividend etc. So my question is Does paying EXTRA PREMIUM ( i think it will be substantially high for whole life) RESULT in EQUIVALENT OF SAVINGS OR DIVIDENS? or just agents recommends that because they get more commissions with that?

    (3) I see lot of DESI agents in New york Life, So is it due to their speciallity in Indian Community market? Does they offer competative products?

    (4) How to search of best rate for Whole or Term Life, Does Select qoute and Other such agencies are good to their promise of getting low cost? Does companys that we get through Select qoute give Insurance to NON-PERMANENT RESIDENTS like US


    (5) Which reliable comanies offer Life insurance to non-greencard holders (menas H-1B holders)


    (6) please list websites that you thnik are good as per your experience while searching and evaluating different Life Insurance Options?

    thanks for your insput which will help several members like me.

    P.S subscribed monthly contibutions to IV and participating in its other faxing and email campaigns.





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  • anilsal
    07-10 11:54 AM
    Yes, you are right....he did indeed use "passive resisitance" in South Africa. We all learned about it in school and I can remember the idea making a HUGE impact on me as a kid.

    So I guess it does more than "work in a foreign land"....it can change individual's worldviews!

    If Martin Luther King Jr. can use the views of Gandhi successfully, why bother what we learnt in School?

    Has anyone seen the statue of Mahatma Gandhi at the MLK memorial at Atlanta as well as a whole section devoted to Gandhi in the museum.





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  • gc101
    08-01 06:44 PM
    I think most important things you need to consider: (Considering the fact that PD will be pushed back to stone ages in September Bulletin)

    a) Hope that your I-485 Application is not approved before your PD becomes current. If this happens, it's a royal screw up until your wife keep's her own status (F1, H1).

    b) Earlier, it was predicatable when your PD would become current and it allowed most of the folks to add their spouses at later time.

    c) Bigger question is whether they would process on the basis of PD or RD. I think it's unfair to do it on basis of RD as most of the people would be jumping lines. Currently it's done on the basis of RD, but USCIS might change their SOP because of this July VB Fiasco.

    d) As others suggested, make sure to maintain your H1B status as long as possible without invoking your EAD. This way, you can continue to keep your wife on H4 status (Unless she can keep her own status for atleast another 2-3 years).

    I am in the same boat with EB-2 PD of Aug 2005. My spouse is outside US to get her F1-H1B stamping as her OPT Expired few weeks back.

    Hope, USCIS would allow filing for dependents at a later stage even your PD is not current. :confused:

    a) That is what I am hoping. If not, I am screwed. I planned to go ahead apply for I-485.

    b) ??? :(

    c) If USCIS doesn't go by PD, everybody is screwed....

    d) as long as possible --- What does this mean? I have to keep on extending my H1B , that's all , right. Or while coming back from India, will the Immigration officer force you to start using EAD?

    Comments would be appreciated.

    Thankyou,
    gc101.





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  • diesel
    10-23 09:35 PM
    feb 06

    Your case sounds like EB2, but if it is EB3, Extra Extra Congratulations!!!...

    You are one lucky person.....

    Enjoy :)



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  • pappu
    10-16 08:07 AM
    H1b humane-hear my story..it cannot be as inhuman as it can be..(i have written the story in one of the forums before also..)

    My PD-Oct 2001..Eb3..My wife RIR-almost making it thru I140when all hell broke loose in our lives...my wife was pregnant and because of stupid gynaecologist..she ended up in hospital with complicated premature preganancy..guess what..as if it was not bad enough..her company got acquired just when she was admitted in hospital...imagine wondering about health insurance when she was kept to bed rest with no mobility allowed..we filed for insurance by mistake..which said that 20% in patient.....we were so shaken that even human resource did not advise us..guess what..baby was born..and it was surmised that baby will have long stay in hosiptal...2-3 months(eventually it was 4 months!)..somwhere around the first month..I realized that her insurance..will rip me off..I called right at the end of the first month..and tried several times to put my wife and baby on my insurance so that i don't end up paying 20%..it was lot of efforts until I found some desi in Blue cross insurance who put the whole family from the first initial month..when normally people get the policy for the following month at that time.

    one down --and then another came..my wife was called to her office from hospital saying that..since there was lot of work in her office..she could come for some days..guess what..she went back..thinking..she could finish work and then take extended leave....guess what..she was laid off..and with baby in hospital..and lay off..plus a rush to change her status to H4 visa..imagine the workload.....finally got her status changed..to h4 visa..with GC and labor in trash...

    I was so disgusted..that I started writing to Governor Shwarzenegger' office..who put me with Senator Diane Fienstein..and of course labor secretory Chao..after all the correspondings..all I got was my D number listed from Dallas..their sympathies...ALL I WROTE to them..Hey I want to change jobs because in those days I was commuting between LA to San Diego..where my baby was hospitalized...I wanted to be with my baby..and not work..but it was not possible..if I did..then I could get out of status...I even wrote to Department of Homeland security...and got no reply...they don't care..I ahve to be illegal to get sympathies..I guess!

    Situation was bad..finally baby was out of hospital and I weathered all with help of Almighty...and now I am so disgusted with system..that I am moving to vancouver...

    But I have another pleasant surprise..my boss wants me to work from vancouver and visit office once in a month...I don't know...whether it is possible...stay in vancouver and visit LA for 2 weeks and then go back and still maintain H1 status..

    what do you say..after all the stress!

    DB


    Sorry to hear your situation. There is you and several other members who I have had a chance to speak to, are going through a tough time in life (both on personal and professional fronts) due to not having a greencard. Such experiences are my motivation to work as a volunteer and core member for IV and do something to solve problems faced by several thousands of people like me. IV is currently the only organization in USA working for the cause of legal high skilled immigrants. This IV forum has brought all of us together on one platform where we can share our views and pain. Members have come up with ideas and helped this community in any way they could. Some members decided to join this effort as core members and pledged more time and effort in order to bring relief to all of us. It is not an easy job. There is nobody else to work on the issues we face. You have yourself seen how the govt. and lawmakers responded to you and still did not do anything when you tried yourself as an individual. When we try to raise such issues collectively as IV, lawmakers do hear us. With greater membership numbers and resources we can certainly do much more to influence them and get the laws changed. Members pls. help us increase our membership and funding so that we can all collectively bring about a change and provide relief to everyone in our community. desibechara, If you have decided to move to Canada, good luck to you and your family. Do keep in touch with this forum. Hope we all members of IV can collectively work soon enough to get something done for ourselves to end our miseries.





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  • pcs
    05-22 03:28 PM
    Can some memebers come forward to keep this thread up as WE NEED CONTRIBUTIONS !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

    thanks



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  • nc14
    09-22 04:16 PM
    Let's give it our best shot folks. Please do this for yourself.



    Called all, irrespective of support for this bill.

    In Tamil, there is a proverb.

    " Try to move the mountain by hair. If it succeeds , we moved the mountain.
    If not , only .... ".


    Keep calling friends. Just throw the stones. Don't worry about the results.





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  • sanju
    04-15 10:40 PM
    This is all time low for "Highly Skilled" "Highly talented" "High INCOME" group. For the issue that affects our life the most, we are asking IV core if we could still drop to $10/month or $1/month, realizing well that we are up against well oiled and very well funded machinery of anti-immigrants. WOW!!! Is there a competition going on as to how low this community can go?

    This issue affects our personal life, family life, professional life, careers, professional life of our spouses, development of our growing children and still we cannot even come up with $20/month. After reading this, not sure whether at this time I am filled with more shame or is it more anger that is bothering me. Anyways, either of the two are lowest energy levels in human behavior.

    The amount of money we contribute is the measure of importance of this issue for us. Is this issue worth $20 or $10 or $1 for us? I guess the answer is NONE. This issue drives our life and we cannot come up with the necessary resources. Shame. We are expecting Amitab and Shahrukh to raise money for us when we do not want to help ourselves. Don't know if we all should cry or laugh at our behavior.



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  • jonty_11
    10-25 01:54 PM
    Shimul999 may not be trying to play or may be doing so, only Shimul999 knows. But there are legitimate observations such as below (Assuming s/he provided all information for his/her case correctly) can lead any person like VKKKK to believe that.

    1) He is claiming labor filed in Feb 06 and he got approval in May 06 (As per
    his signature). Now if his file is in BEC this would not have happened so it is
    safe to assume that either he might have used substitution labor OR his file
    is filed in PERM. Now Feb 06 was the initial stage of PERM and during that
    period there were lot many software glitches in the PERM system so many
    lawyers were almost hesitant to file under PERM. But assuming that his
    lawyer took decision to file under PERM, end to end process was almost 4
    months for PERM so either his file was reached before Feb 06 then only he
    could have labor approval in May 06. So there is definately something
    wrong there.

    2) If my labor is approved in May 06 why would I wait to file I-140 till Feb 07
    (His signature)?

    Now 1st point, considering Shimul lucky even that time one can assume it might have happened. For second point one can assume any reason for that long wait so it is not necessary that by looking to these both points we can fairly say that s/he is not representing the fact. It can be a fact and in that case s/he deserves our congratulations.
    one correction PERM started in March 2005 or even 2004 cannot be sure....defintely not 2006





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  • sorcerer666
    04-21 02:05 PM
    Why not parents have a different category... not B2. maybe P1/P2

    B2 is tourist visa. Parents are not tourist.

    We are here because of our good parents. Forgetting them is most disrespect we do in life.
    If we don't care our parents, when we become older(parents) how will our kids will care us?.

    Research are proving...if we live together as family like in olden days...many health issues will disappear...everybody will be happy, no stress.

    We need to go back to older family system. Now we are proving...green is better. food is medicine. So why not staying together with parents is not good?. This lead us to have a strong long lasting life.

    again, you can give your greencard to one of us millions waiting and you can go back home and lead a no-stress life :D



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  • delhirocks
    06-28 01:56 PM
    This is wrong. EAD can be issued when both of the following conditions MUST meet:

    I140 has been approved
    I485 application is 180 days old

    Thats incorrect, You will still get your EAD if I-140 is pending. But, in futiure if your I-140 is say rejected, you will be instantly out of status (If you are on EAD).

    I will post the supporting documentation shortly





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  • aadimanav
    07-14 10:36 PM
    Looks like it needs another BUMP.



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  • sweet_jungle
    12-19 06:31 PM
    In 4 days ? That is so not NSC .

    gcseeker, what was your sequence of delays?





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  • aadimanav
    07-14 03:20 PM
    Friends,

    Campaign to recapture wasted green cards is LIVE now. Please download the attached Petition. Enter your info using Pen (instead of typing it).

    Mail + Email + Fax at least to two senators of your State and your local representative. I would recommend you to send to all Senators and as many representatives as you can call.

    Please note that this campaign is not in place of other campaigns run by IV. Please participate fully in other campaigns too.

    Please share here who, when, and how are you going to send this petition. Also share, if you get any reply.

    Please feel free to make changes in the letter/petition.

    Thanks

    *************
    Here is the list of Senators to whom at least one person has sent the email or fax or mail; The information is collected from the posts in this thread.


    (01) Dianne Feinstein (D-CA)
    (02) Barbara Boxer (D-CA)
    (03) George Voinvoich (R-OH)
    (04) Sherrod Brown (D-OH)
    (05, 06) ** 2 NJ Senators
    (07, 08) ** 2 OH senators
    (09) Barbara Mikulski (Maryland)
    (10) Benjamin Cardin (Maryland)
    (11) Mitch McConnell (KY)
    (12) Jim Bunning (KY)
    (13) Coleman (Minnesota)
    (14) Amy Klobuchar (Minnesota)
    (15) Carl Levin (MI)
    (16) Debbie A. Stabenow (MI)
    (17) Johhny Isakson (R-GA).
    (18) Saxby Chambliss (R-GA)
    (19) Warner (Virginia)
    (20) Webb (Virginia)



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  • BharatPremi
    07-06 11:58 AM
    That's the entire world. You must be kidding.

    Then your "World" is very small:) ... USCIS at least will have to pay that price and legally only this definition suits and can be validated..."All affected" means "ALL current" made by July first bulletin... I think there no one would argue based on legality... What's your definition?





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  • amitjoey
    10-05 11:48 AM
    We gave flowers. Now lets give 'em some brickbats -

    1) feedback@wsj.com
    2) newseditors@wsj.com

    Let the E-mailathon begin


    I agree, I was so upset when I read it... Thank you Logiclife for bringing that to our notice.
    I just wrote an email to the editors with the email address provided by walking_dude. My email says this:

    Dear Editor

    You mention in an article dated today that "HIGH-TECH EMPLOYERS get lift from House Republican letter to Speaker Pelosi urging passage of immigration bill to help "attract and retain" high-skilled workers". And in the same breath you say that "In a poll 56% of Republicans earning more than $75,000 annually would "strongly" or "partially" agree with candidate who would bar illegal immigrants from path to citizenship." Do you know the difference between highly skilled legal immigrants and illegal immigrants?. Why do you have to imply that all highly skilled are illegal, infact 99.99% of highly skilled workers (Tech workers) came to the USA legally and continue to live legally. They are here at the behest of their employers.
    So please correct your article to reflect that.

    http://online.wsj.com/article/SB119154966904949270.html?mod=googlenews_wsj

    An Upset highly skilled worker



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  • gcnotfiledyet
    02-24 06:24 PM
    sending flowers did work for us.

    Care to tell me how?

    It was lawsuit filed by AILA, efforts by IV and other groups that reversed the decision. Gandhigiri in this country has very little value. This country works on laws/court system. We need to get laws to help us and we need support groups like IV to make that happen. Or else we can pray to God to shower some green.





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  • Hassan11
    02-09 01:36 PM
    My first PERM (through company A) was denied, as I told before, just because the PERM software automatically denies application with requirements that exceed "normal" SVP level. (Moreover, it accuses you in claiming that the requirements are normal, even if you didn't claim that!) I am not preparing a second appeal. I am preparing a second PERM filing through another company.


    I couldn't really find any information about the appeal process on the LC once it is denied. the ironic thing is that my first LC was approved then after I got promoted to a senior position and applied for a second LC, the 2nd LC was denied because they think there is no difference between the 1st and 2nd position. does the DOL have an automatic system that processes the LC and that why it coudn't see the difference between the 2 positions??
    where can i find more info about the appeal process?? any links to go to??

    Styrum: did your lawyer give you any info on how long the appeal process takes? and the probability of success in the appeal?? Thanks





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  • sanju
    04-16 12:13 PM
    Check your calculator. US $ 50K is NOT = to 23 Lakhs. Its 20.8 lakhs as of now.

    Now i am going to check the rate once again.


    And the point of this entire thread is?????





    vxg
    08-06 12:54 PM
    After nearly 15 months, going by recent postings here , I was tempted to call IO to get any update on my 'pending I-485' . I happened to talk to a nice IO on my first attempt. She took some time to check on status and told me my 'name check is pending'. I told her on previous occasions / Infopass I was all the time told 'everything for me, especially name check is cleared'. She came out with an explanation---- your 2nd FP was cleared on 17 July 09 (Yes, I had 2nd FP on 7/6/09 as Ist FP in Sept 07 'expired' after 15 Mo validity) and that is why new 'name check' is initiated.

    I can not believe this. If this is so, they may have to wait for 180 days even if there is nothing adverse from fbi and the dates become current.

    It is very creepy.....
    Please, share your thoughts if uscis require NC again and again for this never ending GC process ..

    What is the frequency at which FP is done. I filed in Aug 2007 and got FP done in OCT 2007. I have not received any more FP notice. Should i be getting a new FP notice?





    mhathi
    05-13 05:33 PM
    This whole discussion is really silly... I'm glad IV leadership is not self centered, atleast from what i see they think about the community on the whole.

    Lets put all these fruitless arguments to rest... the ROW vs India/China, Nurses vs Others, EB1 vs EB2 vs EB3!

    I'm EB3 India and I have no one to blame but me for being in EB3 (I'm certainly qualified to be in EB2 but I chose to stick around with the same company for the very reason we all are here on this forum... i.e GC)

    For those who think its unfair... rather then sulking about it... do something and move to EB2 if you cant wait any longer... or at least support IV in their efforts.

    Well Said! Being someone else stuck in EB3India despite having a US masters, I have come to the same conclusion, and after July Fiasco, was convinced that IV is indeed the only organization that is doing something for us. I have supported IV in whatever I could since then.

    Guys, I do believe IV is the only fighting chance we have, debating on this forum and demanding "justice" or whatever from USCIS is not going to get us anything.



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